# Billing & Plans (https://docs.fuser.studio/docs/interface/billing)

Fuser runs on **credits**. Every prompt, image, video, or 3D mesh you generate costs credits — the amount depends on the model and the size of the output. This page covers your **personal** billing: the plan that grants you credits each cycle, the cards you pay with, **Auto-recharge**, and invoice history.

If you also belong to a workspace, the workspace has its own credits and invoices on a separate page — see [Workspace Billing](https://docs.fuser.studio/docs/teams/workspace-billing.md). The two are independent: when you work inside a workspace, the workspace pays; outside, your personal credits pay.

## Plans [#plans]

Fuser has four plans:

| Plan             | Who it's for                                                     |
| ---------------- | ---------------------------------------------------------------- |
| **Free**         | Trying Fuser out — limited monthly credit replenishment.         |
| **Indie**        | Hobbyists, students, and curious creators.                       |
| **Professional** | Freelancers and independent studios shipping client work daily.  |
| **Teams**        | Agencies and in-house teams collaborating on the same workspace. |

New accounts get a **30-day Professional trial** automatically. The Teams plan is configured from a workspace; see [Workspace Billing](https://docs.fuser.studio/docs/teams/workspace-billing.md).

## Where to find it [#where-to-find-it]

Open **Settings** from the workspace switcher and pick the **Billing & Plans** tab.

The page header reads **Manage Your Billing**. From here you can change plan, top up credits, manage payment methods, configure Auto-recharge, and download invoices. A **Billing Portal** link in the corner takes you to Stripe for advanced payment-history operations.

## Subscription [#subscription]

The Indie and Professional plans are shown as side-by-side comparison cards. Each card lists the plan name, monthly cost, the credits granted each billing period, and a button that starts the upgrade or change in Stripe.

Switching plans:

* **Both upgrading and downgrading take effect immediately.** Your credits start a fresh billing period at the new tier. The previous tier's credit allocation is replaced — neither side is prorated.
* **Cancelling** is offered from the active plan's card. Cancellation completes at the end of the current paid period; until then you keep full access.

> [!NOTE] Credits never expire
>
> Credits are added to your account immediately on purchase and never expire. You receive your full monthly allocation upfront, and unused credits roll over to the next billing period. Credit packs themselves are not refundable.

## Credits [#credits]

The **Credits** card on the right shows your current balance and a **Top up** button.

Top-up packs are one-shot purchases that stack on top of your monthly grant. Click **Top up**, pick a pack size, then click **Buy** — Stripe checkout opens in a new tab to complete payment. Once checkout completes, the credits land on your account immediately.

You don't need a subscription to buy top-ups on a personal account — you can pay as you go for credits at any time. Workspace credits work differently; see [Workspace Billing](https://docs.fuser.studio/docs/teams/workspace-billing.md).

### Free-tier replenishment [#free-tier-replenishment]

If you're on the **Free** plan and you've never made a purchase, Fuser tops you up automatically with a small grant — **{FREE_REPLENISHMENT_CAP} credits** every **{FREE_REPLENISHMENT_COOLDOWN_DAYS} days** — so you can keep exploring. The replenishment only fires when your balance is below the cap; once you make any purchase, this auto-replenishment stops permanently. Trial credits and gift codes don't reset the eligibility.

## Payment methods [#payment-methods]

Card details are handled entirely by Stripe — Fuser never sees your card number, only the brand and last four digits.

The **Default Payment Method** card shows the card currently on file: brand (Visa, Mastercard, Amex, etc.), last four digits, expiration. Click **Add New** if you don't have one, or **Update** to replace the card. Updating opens Stripe's secure update flow in a new tab; once complete, you're redirected back.

## Auto-recharge [#auto-recharge]

Auto-recharge keeps your balance from dropping to zero by topping up automatically. The **Auto-recharge Credits** card shows the toggle and the current configuration.

When the toggle is on, you pick two values:

* **Threshold** — the balance below which Auto-recharge should top you up.
* **Recharge amount** — how many credits to add each time it triggers.

The card shows a confirmation line: *"When your balance drops below X, we'll charge you Y and add Z."*

**How it triggers:** Auto-recharge runs lazily — when your balance falls below the threshold, the next request that needs credits triggers a charge before running. There's a 60-second cooldown between charges so a flurry of requests can't double-bill you. You can turn Auto-recharge off at any time.

> [!WARNING] Auto-recharge needs a valid card
>
> Auto-recharge requires the **Default Payment Method** to be valid (correct number, not expired). If your card fails or is removed, Auto-recharge stops without any notification — and your balance will hit zero on the next charge. If a generation suddenly fails with **Insufficient credits**, check your card before anything else.

## Invoices [#invoices]

The **Invoices** section shows your billing history. Each invoice has a date, amount, and a link to the PDF. Use the **Billing Portal** link at the top of the page for the full Stripe history if you need older invoices or detailed line items.

## Redemption codes — `/redeem` [#redemption-codes--redeem]

If you receive a Fuser **perk** or **gift code** — from an event, a partnership, or a promotion — redeem it at the [/redeem](https://fuser.studio/redeem) page. The page accepts the code, validates it against your account, and applies the perk (typically extra credits) immediately.

> [!NOTE] Stripe promotion codes
>
> Stripe promotion codes (the kind that discount a subscription at checkout) are entered on the Stripe checkout page itself when you start a subscription, not on `/redeem`. The `/redeem` page is only for Fuser-issued perk codes.

## Personal vs. workspace billing [#personal-vs-workspace-billing]

When you're working inside a workspace, generations are paid from the workspace's shared credit pool. When you're working outside a workspace — on a personal project — generations are paid from your personal credits. The two pools never mix.

This separation lets a workspace owner fund the team's work without touching members' personal plans, and lets members keep a personal subscription for their own work without affecting the workspace.

## What's Next? [#whats-next]

  - [Workspace Billing](https://docs.fuser.studio/docs/teams/workspace-billing.md): Manage your workspace's plan, seats, and shared credits separately.

  - [API Keys](https://docs.fuser.studio/docs/interface/api-keys.md): Bring your own provider keys to bypass credit costs for specific providers.

  - [AI Providers](https://docs.fuser.studio/docs/interface/providers.md): Compare costs and capabilities across the providers Fuser supports.